What is Plick

Plick is an innovative way to make unlimited digital payments all over Europe directly from your smartphone.

Plick is simple

Sending a Plick is simple. If your Bank is a member of the service, Plick will be listed in the payment methods offered.

Send a Plick directly to the payee’s smartphone without having to worry about entering the payee’s IBAN code or what the payee’s bank is.

Depositing a Plick is even simpler. You can do it where and when you want without having to download new apps or registering with any service.

Also, if you authorize the automatic acceptance feature, you won't have to do anything to deposit all your Plicks up to 200€!

Elisa sends a Plick to Mario

The payor can send an irrevocable payment to anyone, anywhere in Europe, in unlimited amounts, knowing only the payee’s mobile number or e-mail.

 

Mario accepts the Plick

The payee receives the payment by SMS, WhatsApp or e-mail and deposits it by entering the payee’s IBAN (just the first time), without having to register for any service or installing new apps. The payee’s bank does not need to be a Plick member. If  the payee wants to, all future Plicks will be accepted automatically.

Mario accepts the Plick

The payee receives the payment by SMS, WhatsApp or e-mail and deposits it by entering the payee’s IBAN (just the first time), without having to register for any service or installing new apps. The payee’s bank does not need to be a Plick member. If  the payee wants to, all future Plicks will be accepted automatically.

Both parties receive a confirmation!

Plick notifies both parties of the results in real time and the bank makes the irrevocable payment.

Unlimited

Plick imposes no limits or caps and does not require special devices or software or registrations to new services. Your bank does not have to be a Plick member for you to deposit a Plick.

Flexible

With Plick, you can agree to make an irrevocable payment to a payee on a future date that is effective on the agreed date.

Global

Plick is a solution that is available for all European banks and lets a payor reach anyone throughout Europe (Single Euro Payments Area) without knowing the IBAN.

Secure

Plick uses banking system security safeguards from the standpoint of both technology and service.

When to use Plick

Plick is a versatile service that can be used in payments between individuals and B2B payments, with advantages for both parties involved.

Between private parties

Plick is the ideal solution for payments between individuals. Use it anytime you have to send money to someone simply and quickly.

B2B

From a private party to a business

From a business to a private party

When to use Plick

Plick is a versatile service that can be used in payments between individuals and B2B payments, with advantages for both parties involved.

Between private parties

Plick is the ideal solution for payments between individuals. Use it anytime you have to send money to someone simply and quickly.

B2B

Use Plick to irrevocably pay your vendors instantaneously or on a future payment date.

From a private party to a business

Use Plick for all your purchases. Its features make it appropriate even for large purchases.

From a business to a private party

Send a Plick by SMS, WhatsApp or e-mail to reimburse your customers. They can deposit it in their account where and when they wish, without going to the bank or registering with any service.

Plick’s advantages

Payor

Ability to make a payment:

  • to anyone, anywhere in Europe
  • directly from the payor’s bank account
  • without knowing the IBAN
  • without limits on amount
  • immediately or at an agreed future payment date
Payee

Ability to receive a payment:

  • irrevocably
  • that can be deposited anytime, 24 hours a day
  • effective immediately
  • without registering with any service or using new apps
  • without the bank being required to become a Plick member
Member institution
  • introduces an innovative and international service
  • creates synergies with the bank’s other products
  • changes collection and payment processes and makes them more efficient
  • modernises the payor-payee relationship

Ability to make a payment:

  • to anyone, anywhere in Europe
  • directly from the payor’s bank account
  • without knowing the IBAN
  • without limits on amount
  • immediately or at an agreed future payment date

Ability to receive a payment:

  • irrevocably
  • that can be deposited anytime, 24 hours a day
  • effective immediately
  • without registering with any service or using new apps
  • without the bank being required to become a Plick member
  • introduces an innovative and international service
  • creates synergies with the bank’s other products
  • changes collection and payment processes and makes them more efficient
  • modernises the payor-payee relationship

#Plick on social media

Plick’s achievements

Milano Finanza and Accenture have chosen to award UniCredit for the Plick for corporate service as "The most innovative product of 2019 for companies".
Thanks to Plick, Banca Mediolanum wins the first place in the "Payment services for individuals" category of the MF Innovazione di Milano Finanza 2018 Award.
Plick won the first Fintech Award in the AIFIn (Italian Financial Innovation Association) 2018 “Financial Innovation - Italian Awards.”
The Plick payment method and platform are patented (application dated 31/05/2017, PayDo S.r.l.).
PayDo was one of five start-ups selected as a solution of key interest by the CeTIF (Research Centre on Financial Technologies, Innovation and Services) of the Catholic University of Milan’s 2018 FinTech Lighthouse from a panel of more than 200 fintechs operating in the payment sector.
Plick won the 2018 My Start BCN competition sponsored by the Italian Chamber of Commerce - Barcelona to promote and support the international growth of Italian start-ups.
Plick won SisalPay’s 2018 Gobeyond competition in the “services to citizens” category

Who we are

Plick was developed by PayDo S.p.a., an Italian start-up founded by professionals with many years of experience in the banking industry and payments.

FIND OUT MORE

Member institutions

Service for Retail customers
Service for Retail customers
Service for Corporate customers
Service for Retail and Corporate customers
Service for Retail and Corporate customers
Service for Corporate customers

Integration in process

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